Value Statement: "We are committed to treating our clients with fairness and respect. We strive to educate insurance prospects and clients alike about the potential risks for loss unique to them individually, and the products that are available to secure them from financial loss. It is our commitment to serve all members of our community with expertise and financially sound insurance products."

"IBI has proven themselves to be efficient and knowledgeable, time after time."

Compliance

COBRA

COBRA can be very complicated and can be a huge administrative hassle. The good news is - We can help you! Let us take the administrative burden of COBRA away from you, while helping ensure your compliance with the law. Employers with web access simply enter our Human Resources Administrative Tools page, enter the employee information and the rest is taken care of. Contact your account manager to find out more about this value added service.

State continuation

Employers with less than 20 employees are often subject to continuation requirements similar to COBRA. We’ll help you with necessary notices and education.

HIPPA

HIPAA's group market rules apply to every employer group health plan that has at least two participants who are current employees. We sponsor an annual compliance seminar to help keep you up to date with ongoing changes. Here are a list of common questions and answers regarding HIPAA. FAQs about HIPPA

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